How often do lenders look up changes in title?

[Brian Kempler]

Alicia Cox advocates putting a sub2 deal property in a land trust (from the seller) before buying it.

William Tingle advocates not confusing the seller with the additional paperwork and creating a potential tough discussion in front of a judge. He suggests the land trust just buy the property. This of course records a change in ownership.

I think I side with Tingle's position more. I wanted to ask you guys how often Lender's even look up title changes on properties they have liens on. I understand the updated payer and insurance adjustments will tip them off anyways but am still curious about the actual lookup/review process that goes on at banks.