First STR, rehabbing, question if I should open as is?

[Aaron Costantino]

Hey guys, bear with me, currently starting up my first STR property.

I recently purchased a property to open as my first air bnb property. It has an unfinished basement and detached garage that I'd like to remodel into a second unit. I'm running into a bit of a problem as the main unit needs a lot more work than I initially intended so we are spending most of the budget getting plumbing, HVAC and sewer updated. My question is should I get the main floor totally remodeled and open the property for STR for a year or so and save up the profit/ my own income to remodel the basement in a year or so and also look at refinancing to have the cash to turn the garage into a second unit at that time? Or would it be wiser to take out a personal loan now and remodel the whole property? Thanks!