Best Washington Mortgage Lenders
Browse 10 top-rated mortgage lenders in Washington as of May 27, 2025. See lender reviews, ratings, and investment specialties.
-
NMLS # 1933377
Conventional & Gov.
Hard/Private/Non-QM
We deliver investor-friendly financing FAST ā Direct lending, no junk fees, & a 15-day close guarantee on Traditional Loans. TQL is your one-stop partner for Traditional & Non-Traditional Loan Products ā from Conventional to DSCR, Short-Term Rental loans to Condotels, Rural properties, LLC vesting, and more. ā No lender fee Refi's for Returning Clients ā Access to All our Investor Resources ā Mission+ Purpose Driven Mortgage Lender ā Team of real estate investors who get it We'... view more -
NMLS # 133519
Conventional & Gov.
Hard/Private/Non-QM
Not just any lender, theLender! š We're proud to boast a 4.8 Customer Satisfaction Rating, supported by over 1000 reviews from our satisfied clients. š Since 2019, our expertise in RESIDENTIAL INVESTMENT PROPERTY financing has led us to successfully fund over $9.4 billion in loans, helping more than 30,000 customers grow their real estate portfolios. š At theLender, we recognize that unique financial needs require tailored solutions. That's why we offer a range of loan products desig... view more -
NMLS # 1647914
Hard/Private/Non-QM
LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $700M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
Hard/Private/Non-QM
homebldr is a real estate fintech company providing real estate investors with financing and technology aimed at maximizing returns and building long-term relationships. Our financing products include fix & flip loans (at up to 100% LTC), rental loans (DSCR options up to 85% LTV), new construction loans (at up to 95% LTC), and multifamily loans (from 5 - 100 units). Our mission is to make identifying and obtaining the best financing terms possible as quick and easy as possible. We have n... view more -
NMLS # 1623101
Hard/Private/Non-QM
Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $7... view more -
Hard/Private/Non-QM
Founded in 2009 | Local Washington Lenders ā¢ Rehab & Construction Loans ā¢ Funding in 48 Hours ā¢ No Appraisals | No Draw Inspections 1700+ Loans | $50,000 - $7,000,000+ All Fees Rolled into Loan Requirements: ā¢ Must be Non-owner Occupied ā¢ Washington State Investment Intrust Funding is one of Washingtonās leading hard money lenders. Weāre known for our transparency, efficiency, and expertise in underwriting, which is second to none. Our teams of real estate and investment ex... view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights š š Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term š š± 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more -
NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiaviās 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
NMLS # 329451
Hard/Private/Non-QM
If youāre an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Letās connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ā The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM spaceāclosing more Non-QM loans than any other lender. ā Better Pricing &... view more
Washington Mortgage Rates Today
How to Find a Lender in Washington
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financingālike quick approvals for competitive marketsācan reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"