Best Maine Mortgage Lenders
Browse 8 top-rated mortgage lenders in Maine as of June 2, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 1508627
Hard/Private/Non-QM
LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more -
NMLS # 2893
Conventional & Gov.
Hard/Private/Non-QM
**BiggerPockets own Tony J. Robinson, Rent To Retirement, and Amanda Han’s preferred lender and we have helped thousands of real estate investors over the past 20 years.** **BiggerPockets Podcast Episodes #939 & 943 and Rookie Show #409** **We're hiring!! Call 888-343-1043** Specializing in strategic planning for real estate investors. Conventional and non-conventional lending experts. Lending nationwide (except NY). Very fast closing – 7-21 day closings so you can compete ... view more -
NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
Hard/Private/Non-QM
Red Rock Capital is a highly experienced real estate investment lender active in 39 states. We specialize in financing 1-4 unit residential investment properties with lending programs including: Bridge, Fix and Flip, DSCR rental loans, and New Construction. We also offer Non-Recourse lending options for Self-directed IRA's/401K investors. Bridge Loans & Fix and Flips Loans up to $5M DSCR LTV's up to 85% for purchase/rate term and 80% for cash-out in select states DSCR loan amount... view more -
Hard/Private/Non-QM
Atlantic National Trust is a private financial firm based on Portland, Maine’s historic waterfront. Founded in 1995, Atlantic combines expertise in finance and real estate to create mutually beneficial transactions for its business partners. Avoid the timely underwriting process of conventional lenders. Atlantic’s loan experts have the resources to close transactions faster. Loan Amounts: $100,000 - $3,000,000 Loan-to-Value: Up to 70% Interest Rate: 12-15%, typical deals are Prime pl... view more -
Hard/Private/Non-QM
Your One Stop Funding Solution – Real Estate & Business Funding Nationwide! Phoenix Funded provides real estate investors and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, or Business Expansion, we offer creative financing options when traditional lenders say no. ✅ Nationwide Lending – We fund deals across the U.S. with a smooth, hassle-free process. ✅ Creative Financing Solutions – We structure deals that b... view more -
NMLS # 217229
Ameritrust Mortgage Corporation
Hard/Private/Non-QM
Hard/Private/Non-QM
At Ameritrust Mortgage Corporation, we specialize in Non-QM lending solutions tailored for real estate investors and self-employed borrowers. As a direct mortgage lender, we provide flexible financing options that go beyond traditional guidelines, empowering borrowers who may not fit the conventional loan mold. Our Non-QM programs include DSCR loans for real estate investors, bank statement loans for self-employed professionals, and an entire range of Alt-Doc solutions. Whether you're expa... view more
Maine Mortgage Rates Today
How to Find a Lender in Maine
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"