My husband is looking to purchase a property (owner-occupied) in Dallas, TX.He has an 800+ credit score, no credit issues. good reserves, and consistent W2 income without significant debts.   He qualified for a $500,0...

I’m grateful for any insights folks can provide on current interest rates for an investment property. Do the following rates (issued in the past few days) seem especially high:
For a single family rental home:
+200,...

Hey everyone! So I have a decent amount of equity in my current rental and I want some input as to whether or not it would be an intelligent decision to cash out refi in order to put a down payment on a new investment...

I am buying a few properties using different banks but I'm running short on cash for the downpayment. I should be able to pay off the downpayment in less than 12 months but I need the money now. What credit cards have...

How much should one expect to pay in closing costs for a typical rental property loan right now. I am looking to borrow $225,000 with a conventional loan. I see these online sites with rates as low as 3.75% APR, bu...

I purchased a foreclosed Duplex more than a year ago for 120K. I occupy one portion as a Primary residence (55%), and other is rented out (45%). During purchase, I approached a handful of lenders for financing but eve...

Hi everyone,

I am looking to get some advice on getting a pre-approval letter for a property I am interested in buying but the realtor is requesting a pre-approval letter. I haven't even decided if I want to do har...

What are you using for proof of funds if requested to show just to view properties?  No lending secured until specific property identified.

So I went to my bank just to see what kind of rate I could qualify for and I got pre-approved at 4% interest rate and 4.35% APR. What's the difference between the two and is this a good rate? My credit score is 800-81...

Hey guys, I've recently purchased a preconstruction (Alberta, Canada), and my mortgage guy offered me two rates, and I need some of your expertise in this.
1. 25 year period at fixed 2.54%, which comes down to about ...