Response times began to lag as well.  

Rate cuts can bring buyers out, but keep in mind that buyer activity can sometimes lag a few weeks behind such changes.

Although we are starting to see a lag as inventory has reached 6 months.

Columbus OH & Indianapolis IN are great markets for this (Not TX or WA) but try MS, AL, AR, even LA, GA & FL.

If you are planning on doing any large scale graphics or video it can lag a bit.

The little regional banks and credit unions will always lag a bit -- it would not surprise me at all if that 95% c/o product went away 2-3 weeks ago, but the "non-essential" website update people have not updated it yet. 

Rents tend lag as values (and now interest rates) rise, and it takes a bit for the market supply/demand to adjust.

Every year you will have a slight time lag (a week or two) due to repairs and time it takes to rent.

I find CMHC and stats can way to broad and they can lag a couple months behind, I use what people are actually paying within the last couple months to determine my rates for maximum rental rates.The best part is its broken down with points on the map so you can check specific areas and neighborhoods down to the street.

You didn't post many details but I have a feeling you are just hoping to make your goal of houses in your area work.As previously mentioned, townhomes don't seem to appreciate as much as SFH and seem to lag a bit coming back from a recession.