We have a number of single family houses as rentals and are both self employed as service workers (acupuncturist and chef).  

I have an investor friend who is an acupuncturist and has his office in one of the best areas of his city, near his affluent clientele.

Purchased the property and leased it out to an Acupuncturist for 5 years.

This will cover transportation costs back to the US for anything major  plus other medical.Non life threatening issues in Second and Third world; setting broken leg $50; MRI scan $200; Hip replacement $15,000; Chinese Acupuncturist $10/hour; US trained doctor $50/hour just because he wanted to talk with someone from the US; Prescription drugs being over the counter from Pharmacist cheap, etc. 

I walked in on him when he was inquiring, not knowing it was my insurance plan, Then, on my next visit, he had his resident acupuncturist offering me his services.

To ignore speculators' role in driving the market to were it was, would be just ignorance (Watch the 60 minutes piece on that issue specifically, the acupuncturist who bought four condos in Miami.)http://www.youtube.com/watch?