An upside down balance sheet and an income statement with no where near enough income to meet and exceed its expenses.

The one with the lowest debt balance?

So he's selling cheap and making up for it with economy of scale while running just enough manpower to service 20 or 30 jobs at the same time... so while your schedule might suffer, you'll get it cheaper and more reliably done [eventually]Speaking as a contractor, it's hard as crap to make a good balance between sales/manpower/backend/cost.

@Lance H.I'm seeing the same angle as you are by just looking at the bank balance sheets.

Also consider saving the balance for a period certain, and then revert to the other strategy.

I was expecting a lot more responses on this from my fellow investors, brokers, and agents from Las Vegas, Nevada on this.Here are MY THOUGHTS on the matter:We need to return to a free market in order to balance out inventory and have a true recovery.

To be balanced, I don't think I am some genius who is able to achieve above market value all the time.

A lender would (should, who knows since it changes day to day) look only at the current balance and the minimum payment.

I had everyone fill out an application and was left waiting for the balance of the time just in case someone was going to show up.

The Adams quote is great here are a couple of other good quotes as well:The budget should be balanced; the treasury should be refilled; public debt should be reduced; and the arrogance of public officials should be controlled.