I sent the letters with a regular business envelope and they were handwritten.  

If you're interested in wholesaling, you may want to connect with @Sharon Vornholt here who writes regularly for the BP blog on the subject.

Regular renters insurance will not suffice.

I regularly flip houses, and consider it my business for tax purposes.

I live in Snohomish and have rentals in Marysville so I am driving by you on a regular basis.

What Richard D is telling you is you can buy the house and own it but the person with the life estate has the rights of possession until they die, but you can buy these rights and the remainderman's interest then you will own the whole thing just like a regular deal.

We had been inside for our regular inspections and had never noticed the walls becoming dingy over time.

@Brandon Sturgill  in my state it is pretty standard that seller supplies title insurance. 

As for watering the foundations I don't know anyone that does that regularly.  

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