There are some options in Cat City that will be a good blend of lower price point, and substantial cashflow. 

My wife and I own a duplex here with some partners and just bought another home that we're living in for a few months while we get it ready to be a rental (before heading back to our Denver).Yes, if you're coming from the Dave Ramsey school of thought, suddenly leveraging yourself can seem counterintuitive. 

I have no problem with borrowing on my HELOC to flip houses but my wife would like to own rental properties for cash flow...I can’t wrap my head around going into debt for a small amount of cash flow… I feel like the push here is so focused on growing Large to accumulate cash flow while putting very low emphasis on the risk of the debt that is also accumulating.

Hi BP Community, As you head into the New Year and your deal sizes increase you may have questions regarding Freddie/Fannie multi financing.

I would go with your strategy to adjust the sales price first, but if sellers for some reason can't wrap their head around it, maybe the buyer just gets a check at closing of the difference.

Challenges, there is, will and always be challenges and I intend to meet them head on and have budgeted for such, lets just hope there aren't a lot of them!

You might also discover that working under another agent could give you a huge head start, you would be working on a commission split, but they should be providing leads. 

The risk substantially increased given that we are approaching the end of the US business cycle and most importantly when China began reducing foreign capital outflows of their citizens into assets, especially Real Estate really began to tighten in late 2018.

this loan will substantially hurt my cash flow, although still positive.Me being mostly cash-flow focused right now - will it make sense to try and get and a couple of years "Interest only" loan at a conservative 50-60% LTV? 

I hear you and I'm trying to wrap my head around it myself, but maybe because there's a defined exit strategy that would see their loan paid off