I tell them that when a seller calls us, it's obvious that they want to sell their house and I am going present them with every possible solution I can.

Another simple solution is a seller carry back and then refi.

After learning his situation I quickly came up with the best available solution.

Having the efax phone number for people to fax to was really the larger concern - I can control when I fax out but I can't control when someone faxes in so this solution (any internet fax) was right for me.

Not only do you stand to pay interest and penalties, but the greater risk you run with your inexperience makes it even more likely that you'll lose some/all of your retirement funds.If you were in your 20's, or if you had a nest egg outside your 401k, I'd say go for it, but given your situation, you should reconsider the 401k solution.

The solution is to work you butt off so that you do have some money.

Hope this helps Steve Jenkins Kreative Home Buyer Solutions llc [LINKS REMOVED] don't forget the dash

Either solution would be fine!

It seems the country is very divided at this point in time and it seems the natural solution would be to separate.

If you are READY to lock the loan you can monitor wholesale rates using The Mortgage Professor's site and pull the trigger on the loan when it makes the most sense for you.