Throw away the old storm windows and seperate screens that you have to swap out each season for these relatively inexpensive combo units that install on the outside of the window frame in about 5 minutes each (once you have measured for proper size, and had them either custom made or are able to fit standard sizes where possible).

I've looked at properties from whole sellers, etc and haven't found anything close to fitting this formula.

I've NEVER seen a condo where the fees didn't look to me like they were enough to gold plate the exterior every 3 or 4 years so I've never purchased one, even though it would fit into my lifestyle.Instead I pay (on average) $100/month for lawn maintenace and spend a couple of hours, and a couple of bucks a month on other "minor" maintenance and repair items.I'd NEVER do an ARM, there is absolutely NO REASON for a homebuyer to ever do an ARM.

I've bought rentals from desperate landlords who told me they were physically sick and couldn't sleep due to the stress of their tenant or money situation.

In todays market there are very few things that fit perfectly within the lender's guidelines.

I setup "bank" accounts for security deposits (physically held) and current liability accounts for the sec. deposits as owed.

As far as this one deal - it closed and if there's anything that basic physics can teach you it's that what works once, can work again.

One of the details of that, in a nutshell, is that if no one is physically living on the land, even if there is something being developed there, anybody can "move-in" and begin living there.

The idea is mostly about the people living there need to fit the profile.

Less about the physical mechanics and more about the how and why in terms of the RE assumptions.John Corey