I do have a standard P&S agreement that I've sent to a lawyer to look at to see if it's "legal" to use.

Heating: The 11K/yr oil bill is a strong indication there is no insulation in this building (just your standard, for the day, two layers of lath-n-plaster ... if it is a wooden building).

Basically how this works is you are signing an agreement to buy a property subject to your inspection on this property and the potential repairs meeting your standards.

I would have my Oregon Attorney draft the Note the TD was just on a standard TD form... these type of deals I would recommend to any lender they work great.

That all being said, if one doesn't hold himself or herself to a high standard and has no problem walking away from a deal or doesn't think he or she is stealing when late on a payment, maybe such clauses are not in the best interest of those who lend you money or secure their equity with a note they expect you to pay on.

Google drive has better internal search capabilities too.Dropbox's advantage is it's is a little easier to use due to it's layout.

Standard agreement language.

This is pretty standard stuff.

I can't imagine loan standards getting tighter than they are.

It's just I prefer self-education way more than the "standardized" education.