The "seller" here is an agent of the secured party who provides no warranties, claims to know nothing about the subject property and refuses to complete and execute standard title company documents.

So, I'm not sure lending is drying up, although I'm sure lending standards will tighten and some options might not be as easy to get.

(fill in the blank). improper licencing of sub contractors. dangerous work environment. sub-standard material. inability to complete contracted work. fighting between sub-contractors............. and on and on and on.

That could be problematic with the owners carrying the original.A possibility would be to have the owner finance the primary place and the lot you get standard USDA financing to build.

Owner financing is very possible on most the properties I’ve looked at.  2. land specific loaning institutions (AgCarolina) is the way to go on land loans.3. 25% down payment is a standard minimum.4.

Thanks in advance Hello Ken,The NDA is standard for off-market properties. 

is it standard / expensive?

Again I would check with a bank who is going to use the standard Fannie/Freddie rubrics instead of their more conservative one.

@Kenneth Garrett yes 75k is the industry standard minimum, most shops prefer 100k+ for sure

With my previous Broker, they weren't as generous with this and collected whatever my previously agreed-to split was on a standard transaction i.e., if my split was 70/30, the Brokerage would take 30% of the 3% on my personal transactions just as they would on a non-personal sale.