Nor does it look like you have accounted for the electrical.

I've been quite conservative in running my numbers with a max rent of 800/800/500 (I would live in the 4th unit), but median rents are 1,100 where I live and this is in a really good walkable location.The electrical is rough (knob and tube) and although I plan to bring it up to code I don't plan to rip into the walls until I have a few years of income to do some remodels.

There's sure to be house electric for exterior/hallway lights and most MFR owners pay water/sewer (though not always).

Balance: $76,5006.5% interest, includes PMIBalloon payment at the end of 2 years:$74,000If 10 year fixed: $869 a monthIf 15 year fixed: $660 a monthIf 20 year fixed: $570 a monthIf 25 year fixed: $517 a monthIf 30 year fixed: $484 a month$600 average for homeowner's insurance, property taxes, gas, electric, water, sewer, garbage pickup, basic cable TV, digital phone, and Internet.1 bedroom rented for $450 a month.

Building owner currently pays utilities and with some unit using electric baseboard heat bills get pretty high. 

Hello again,Curious if this tenant seems reasonable to you:Rental on property is 1245/mo with tenant paying electric and gas.Tenant makes 18/hr with a 11 month old baby, who's mother will watch when she is at work.Husband currently lives in Florida (where they used to reside) and works a maintenance job and is trying to transition back to Pennsylvania.Have not ran the background or credit checks yet.Have had 7 walk throughs and this lady is the first to submit a formal application.Trying to get the unit rented by 05/01 so I have zero vacancy, which is 11 days away.This is my first rental, so any additional input would be neat.Thanks!

The biggest questions are about all the little stuff like common area electricity, cleaning and constantly fixing the pool, mowing, irrigation, manager's pay, maintenance crew, exterminator, turn-over,  make-ready etc etc  I am building these apartments in Texas, just north of Houston (its underway and some are done and moved in to)  20- 750 sf one bedrooms, 8- 1120 sf 2 bedroom (2 baths)28- 1930 sf 4 bedrooms (4 baths) I have to fix the full size washers and dryers after the first yearWifi (8 modems with 24 access points) one account per modem that's $80 times 8little bitty managers officeshop for storage and partsdecent saltwater pool but no hot tub, pool has sand filterlots of good outdoor lighting over the 4.5 acresno outdoor stairways and no balconies,Keep in mind there are brand spanken new, one bedrooms are done and occupied, starting the others in a few more weeks after I submit for a loan.

I have come across a house that has the incoming electrical service line lying on top of the roof of the detached garage.

I’ve pretty much fixed everything up already;  the roof, new walls, new electric, and HVAC.

Tenants pay for their own electricity otherwise.