You purchased this property while there was a LEASE with PURCHASE OPTION in effect until 6/2015.

In my opinion, your best bet is to develop a relationship with a seasoned mortgage banker who can accomodate your needs.

If she's been there for 3 years already and not damaged the place, there's no reason to believe she would in the future, especially if you build a good relationship.

I've only done 1 SmartKey lock -- it was more expensive, and I figured it was more cost effective to get lock sets for $15 (2 deadbolts, 2 handles, all matching keys) then if I need to change one out, I just cycle them to a different property.No one knows that they've been used before and at what property but me.

What has been your most effective way of finding sellers?

Without any doubt, the relationship is over between me and him.

You'll get plenty of chance to meet and develop attorney relationships.

Next week, for the whole week I'll be a social worker treating those afflicted with real estate investor syndrome, a condition of that effects many who fail to realize reality with grandiose tendencies....

A comparable dwelling unit:• Is constructed in accordance with the standards of chapter 4 of the 2006 International Energy Conservation Code as such Code (including supplements) was in effect on January 1, 2006,• Has air conditioners with a Seasonal Energy Efficiency Ratio (SEER) of 13, measured in accordance with 10 C.F.R. 430.23(m), and• Has heat pumps with a SEER of 13 and a Heating Seasonal Performance Factor (HSPF) of 7.7, measured in accordance with 10 C.F.R. 430.23(m).All of our AC and heating units are SEER rated 13 or higher, and I found the construction codes for the IECC chapter 4 and in reading them we appear to meet all of those requirements.

Tell them you'll provide the keys when you get confirmation at move-in that utilites were transferred for that effective date and move-in checklist is signed.