It does not define you.

and then they pay you rent :)I agree with what Kris H said - definately start with reading those books.

I want to just provide a little bit of clarification to help you with your search:Generally speaking there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

In this scenario, the crux of the qualification on what the agencies define as "secondary income". 

Also, make sure you define "extraordinary circumstances" in the lease so there is no confusion. 

I most definitely will work on my goal statement and define an appropriate metric.

@Ryan Vatter I'll answer your question here but I also wanted to provide some information so you knew more about this subject.Generally speaking there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

Owe 176,000 rate 4.125%Property 3 (rental):                                       Owe 137,000 rare 4.0More on our portfolio:My employer takes 12% of income for a defined pension that had been accounted for in the 75,000My employer matches 2% and I put 4% into a 457 account that has been accounted for in the 75,000My fiancé puts 4% into her 401k unmatched again, this has been accounted for.So what do you do with 75,000 annually?

The idea being that if bitcoin goes to 0, you have a defined loss and you still have cash reserves.

I do house hacking, so I live with roommates who pay for 100% of the mortgage + utilities on my current house and I'd like to get another one to do the same thing.My credit is flawless in every shape of the word, and I'm 29 and have borrowed probably 500k+ over 11 years and have never had a missed/late payment or single dot in that regard and have paid off tons of things quicker than expected.I am trying to understand the mindset of someone who would consider making me an offer based on my outcome defined above, who is not a credit union or bank, which I assume would never consider making me this kind of offer regardless of my high income and perfect credit.Thanks and curious to hear your thoughts, Justin