Opt for an interest rate of 9.125%, which would result in decreased cash flow and a larger payment amount, with a lesser contribution towards principal.

But the truth is that if the reverse should happen and you have negative cash flow due to some unpredictable event, then your net worth will decrease.

I noticed that there are large, inexpensive homes in Tobyhanna and that the Zestimate valuations of these homes on Zillow is rapidly decreasing, often many thousands of dollars over the course of a month.

By investing outside of your home market you increase your risk and decrease your returns.

Banks have been lending less since Feb. how can you have inflation w/ a decrease in lending? 

Yes, insurance prices are higher than they used to be with the supply of vendors suddenly decreased.

Homebuyers looking for ways to decrease the amount of money being spent on utilities are increasingly prioritizing energy efficiency over luxury features.

I think the fact that people have to enter their ID and a credit card really decreases the look-loos and only people who are serious will come in, which is fine with me.

Can't I just decrease my expenses?"

I have decreased my monthly after doing it for more than a year because of the hospitals have lowered incentives for pay and so I needed to adapt to what folks could afford. - Cleaning fees should be heavily reduced.