So if the payment did not process until midnight but Forte pulled the payment at 6PM (they used to pull ours at 4:30 PM until we changed to to midnight for the reasons listed above) there were occasionally failed payments that the bank would have not known the reason why. 

Occasionally, they may reach out to you via phone or text because your contact info is available to them.- more often than not, YOU reach out to the interested guest.

But my clients are gaining 20k in profit plus per deal and or equity if they refi to pay me off.. some deals dont work though and I end up being the only one making money it happens occasionally but thats on the borrower to know their market and such.

I have someone who occasionally works for me that has extenuating circumstances.

OMG can you imagine, I do not need to make up stories or brag about how long I have been doing something, because like life, it all becomes a blur at some points.Here is another classic - We had a loan where the borrower was using the property as a rental in Danville VA (not a place I recommend investing).

However, I still occasionally offer shorter stays.

Occasionally clients will pass angry mail recipients off to me as "the source".

Or would you use these properties as vacation homes occasionally? 

Mostly because the net income by then will be around $500 or $600 per month per house which is more than enough to handle the occasional big ticket repair.The one thing I will say I understand is that I wouldn't want to have to count on my real estate income to replace my job income at a 1 to 1 basis.

Occasionally, they don't even have it then!