It's all about your ability to market yourself.

And sometimes these can be non-recourse loans (ie - your liability for the debt is limited to the property - not your personal assets or ability to pay from other sources).c) They provide a lot of flexibility to refinance and get cash out of a porfolio of properties that has been paid down so you can put your equity to work.  

Furthermore, wholesaling is not nearly as easy as it is often portrays as it requires and understanding of the market, a plan on marketing, the ability to analyze real estate deals, etc.

If your gross rents are currently less than 3x your P&I in aggregate currently, then in my view you are very tight on cash flow (and preferably 3.5x) and not in good position to weather adversity.With 29 properties, all the debt introduces alot of financial risk, where circumstances cause a large drop in market rents and/or high vacancies across the board, and the problem could overwhelm the ability of your non-RE income to bail you out.Also, if your liquid reserves are less than 6 mths P&I on all your loans, then likewise you need to shore that up.If you can create some free & clear properties by paying off the mortgages, you also have the benefit of being able to transfer them to an LLC to potentially provide some shielding from creditors if problems ever occur in the leveraged portfolio.

I have never paid for search engine optimization (SEO).

One more question as far as scale ability SF or MF which is your preference when going for maximum cashflow.

I simply asked the fund for a conditional LOI so I could fly down and present it to the developer and the fund is giving me some static about full disclosure of the client.I advise the fund that my client has the financial ability to self fund, but would rather use other money so he can continue with his other ventures.

Still you can see the similatities ten seperate notes (mortgages) backed by the same asset in this case a home in the banks case a single deposit of (Fiat money).I mean in a system where the only real value of our money is in other countries belief of our ability & willingness to pay back the debt.I think the only way out of this is for people to only purchase the things they need.

The more comfortable the bank is with your ability to close, the more of a discount you will likely be able to negotiate.

(Ten years of chaos might not seem so temporary looking forward at it but it will look temporary after its gone)People are walking away from valuable assets because they have lost faith in the ability to prosper or even make a living in some cases.The banks with piles of cash are gobbling up the assets of former competitors while at the same time "writing down" the bad debt.