When you're looking for your first rental - I would suggest using a mortgage calculator to help you calculate your monthly expenses vs rental income.

Websites like Zillow, Realtor.com, and Redfin offer valuable insights into market trends, median prices, rent estimates, and historical price data.

Well, I can't offer any help in the commercial world.

What other areas in Florida would you suggest?

You may want to approach the contractors and let them know you plan on putting in a claim and see if that prompts them to offer a compromise. 

What can you offer in return?

Alternatively, set aside one or two boxes of things that family might want that you can offer for anyone to go through....believe me, it will save you some grief in the long term with your family.  

My real estate agent suggested if I really wanted the deal to put in the asking amount and if I was on the line offer 50,000.

I am surprised you can put a 506b offering on a website that is public facing? 

I would suggest that you jump into some local meetups, get connected with local investors and real estate agents who can help you on your path to running numbers and getting your feet wet on actually knowing more of a good hard cost for rehabs.