We cannot find 1 individual to loan us $120K. 

I’m seeing similar for sale properties, whose individual asking prices are what I paid for my duplex.

The point is that it is better to do it all at once and let them all compete for your business.

You don’t get to deduct federal taxes at individual level.

They can help identify good neighborhoods from bad, identify potential problems the property may have(such as neighborhoods that may have subsidence issues), identify improving areas, and have a list of competent contractors and inspectors.

Properties barely last a day or two on the market and I can't compete with cash buyers who go $100k over asking price.

All depends on the individual worker. 

Below is a high-level view of what I learned about the three major tenant segments.Tenant Pool SegmentsWhile segment generalizations may not apply to any specific individual, generalizations are useful when evaluating segments because most members share common behaviors.

Most challenging piece is finding the owner or finding properties that are owned by individuals than companies.

You could also reach out to specific individuals you are interested in working with and let them know you have a deal you are looking to partner up on.