Charge the tenants a higher rent rate and include utilities with their rent.

Hometap claims "no interest" but if you look at cash now vs. percent equity they'd take in a future sale, the implied interest rate is something like 25%.Are there private investors out there who are interested in doing similar deals with better terms? 

I occasionally enjoy co-hosting (splitting costs) for client events with a lending partner but that is pretty rare as most lenders just want to hold "first time home buyer" classes/events or co-brand online ads for home buyers.  

I believe I have two options.Property Info:Purchase Price: $365,000Current Loan: $329,000Interest Rate: 5.7%Mortgage:$1900PMI:$130Insurance:$157Taxes: $320Current Rent Left: $1200 (Market $1400)Current Rent Right: Owner Occupy (Market $1800)1.

Amenities, nightly rates and occupancy.

many HML will call themselves private money lenders to give the illusion of cheaper rates and easier terms.Private money is just that individuals with funds to invest that are Private they dont hold themselves out as in the business of lending.normally this would be friends family or other high net individuals you may already know who want to do deals with you.

@Nikesh PatelCash flowing on a long term rental is very hard to do in this rate environment unless you find an absolute deal.

Look at rental rates, vacancy rates, and typical property taxes in your target area.

Look into vacancy rates, average rental prices, and demographic trends.

I'd do some research on airbnb's in the area and see what their occupancy rates are to see if your return on investment will be worth it.