The others were all done without having to use any seed money of our own. 6) Doubled our stock portfolio, though it’s still dismal compared to other investments and where I’d like it to be. 7) Started a business.

The lender says we can do a conventional loan but the downpayment will almost double. 

My biggest advice for you is to just be on time with payments and make double payments on months when you can. 

For example we have one flipper that likes 3 bed 1 bath cape style houses where the roof needs to be replaced.

I recommend double checking into that before you choose to go that route. 

I bet you $100 you’ll find 97% of climate change scientist predict the world population will be double at the turn of the century. 

I found a 5-plex for sale with a 3 bed room house in a HPR.

Luckily there's double vanities, but still.

Point is that DA's (in my own real world experiences) are typically lower than full appraisals and clearly cannot account for factors other than hard data (bed/bath/square footage/lot size).

I played around with various scenarios in interest rates and generally, I don't see negative cash flow until interest rates increase 3.5% in 5 yrs which is double today's offerings.