jermaine here I would stay with the 3 time rule and if you don't have the worm and fussy double your security deposit.

Initial Deposit In Escrow Account: $2732Daily Interest Charges: $1165Hazard: $1992Total Estimated Settlement Charges: $43654Under another section titled ' Estimated Cash Required for Closing'Subordinate Financing: $15000 (**could someone explain this please?)

Then on the deposit side...

It kind of depends on what the agreement says, what words were exchanged, and if you are chasing the money or taking it out of a deposit.  

I had a deposit on one until the GFC  LOL>  But I could pilot this for you no problem.!!

You know, week to week with no lease and a 1 week security deposit.

This is a requirement for me because this property would be my first deal in real estate and I have little other capital.My agent told me that I would be required to put $2000 down for my earnest money deposit which I was able to come up with.  

I just found out that HUD hadn't signed my contract due to a deposit error.

This would constitute a cap ex (capital expense) and there are many of them, not just the roof.Vacancies, repairs and maintenance, tenant damage beyond the security deposit, property management (does matter if you self manage, you don't work for free so you still must calculate it as a cost in your numbers), accounting, advertising, utilities, and the list goes on.From what you have posted on numbers, I can assure you his is a cash flow loser.

The cash flow will be deposited into a bank account where it will accrue monthly and will be untouched.