This will cut down on holding costs.

@Mark DiRenzo I’m no expert, There is also a thing called Home Equity Investment, where a lender loans you the cash in exchange for a cut of future equity.

Once I paid off her bank I cut her a check that she never cashed, very strange.

@Drew Sygit maybe you misread or I didn’t properly explained.. surely I know Section 8 bares no responsibility while the tenant is gone, I was stating while she was still occupying the home, Section 8 cut off payments.Update: It was a mess but ultimately she was removed within the last month.

Well, to cut the story short, I found a beautiful 3/2 that's been being used as a rental.

So long story short, I am hoping to cut out one more person, get a better introduction to the industry and potentially broaden my network by being more technically competent in the industry. 

You will get a bunch of opinions about what you SHOULD do, but YOU know what you should do. 20 year cuts some interest while still keeping the payment pretty low.

Adding to what Josue indicated, here are a few other considerations on the property tax topic:-  The appeals process may only be available for a couple weeks each year; for my assessor, it's tied to the release of the property tax amounts.-  Do the county records show the land vs. improvements? 

The reason is that appreciation and rents are tied together.

If you're contacting the appraiser directly from that website above, that means no appraisal management company taking a cut, so the net proceeds to the appraiser of, say, $450, isn't actually off what the net proceeds would be if you ordered an appraisal through a lender and paid $600.