I could take out additional $10k to get another property.

Hi @Alfred Miller, if you have some capital saved up I would shop around for some additional HML's as well. 

In addition to what @Peter Lim asked, coming back to the question of "have you confirmed that it is legal to short-term rent the property?"

You then can make additional payments, or setup an accelerated program to pay it off as you might choose. 

If the amount of work exceeds this amount I would contact the client to let them know, and give them justification for additional cost.2.

Holly at Clearview title - Mt WashingtonDan Harvey at Cotton Duck Title in HampdenAnthony Onwuanibe at Golden trust title - he is downtown and Does lots of Investor work in addition to title work..

In addition to owning and sponsoring multifamily syndications, he also owns a successful property management company that he is growing.

I reached out to her and her referral but got no additional money apart from the security deposit and her first month's rent at move in.  

If your offer is less than he/she owes on the loan, the additional money would have to come out of their pocket.

And then renegotiate with a new lease.I could instead add it temporarily to the 'common/landlord' panel, but that will probably require a panel upgrade, which is going to cost more than a few hundred $$.Do you have any suggestions on how to handle it?