Additionally, I *think* my offer was suspect because I submitted a LOI instead of a PA, and I probably came across as a newbie on the phone, so they may have wondered if I would actually close.Lessons learned. 

Hard to say without additional information.

If they want to renew, renew the Lease at an additional $50 / Month.

Most borrowers wouldn't even notice that $0.40 of additional down payment.Only time I've had issues with non-round sales prices is when it's not rounded to the dollar.

I would imagine you would then need to add the additional kitchens per unit and have it zoned for multifamily.

Additionally I'm also looking at the MLS. 

Hi all,I'm looking for a contractor to do a second-floor addition on a 60's ranch house.

I am just trying to understand better how much more in addition to the down payment should you expect to pay!

Additionally, to pay an additional $3 per unit to get it in 2 days is a nonstarter.I have found Cozy to be extremely landlord friendly and many of the issues raised in these threads they address (i.e. automatic late fee).

Any additional deal I found after the FHA deal would still give me trouble with finding a lender.