Find them through Google and meetup.com Here you can find people to work with.Call the Chamber of Commerce President, ask them who they like in the local banks get the referral use the name drop.

If that is true, your accountant likely suggested, that you take bonus depreciation on the 15 year assets(which you can do).I think he was suggesting to make the election to opt out of bonus depreciation for the 5 and 7 year assets. 

My big break came when I became so active at NUREIA that I ended up getting elected to the board, then I became the president years later.  

@Jeff L.If you elect to obtain additional insurance, like the umbrella you mentioned, no, this is done outside of the mortgage company. 

Elective deferrals generally may not be distributed including processing a transfer to an IRA before one of the following triggering events occurs:attainment of age 59½,plan termination Employer profit sharing contributions can be distributed/transferred to an IRA after a 2 year holding period has met even if the participant is under age 59 1/2.

If we were to double close it could easily eat 25-30% of the small profit so we elected to do an assignment as we have that provision in our contracts.

I have not used either personally, but I have spoken to two contacts in the Rochester area . . . one is Rudy Napodano at First Niagara:Rudy Napodano, Vice President  Rochester Business Banking First Niagara Bank777 Canal View Blvd.

Having been the major property owner and president of an HOA many years ago, I got tired of seeing the litigation.

I am not currently in Ottawa right now because of the election campaign, but, I plan on returning to the city once the election is over.

I wonder what will happen after elections.