I know that $0.37 should not bother me...

I'd make up a spreadsheet and run some projected numbers for different types of properties....STR vs LTR vs MF vs BRRR, Etc....see what comes up, maybe you'll have a revelation......You could also just look for the best property out there right now...kinda like the NFL draft, they just take the best player available (regardless of which position they were hoping for)Good luck!

When I bother to focus on anything but the specific deal or asset class I know and want it's pretty anecdotal. 

Its a shared driveway and backyard, but Im assuming that wont bother the tenants as its away from the house still.

If occupancy is that low, then I probably wouldn’t bother.

It is only this tenant that has been bothering me ever since he rented 8 months back.

Why bother taking less than what the market can give, have a 2nd position lien, and become a lender??? 

Don't bother buying carpet shampoo. 

Most of them are just lookers that couldn't qualify or wouldn't even bother applying.

Hey @Kasey Destache - I am also based in Chicago like @Mike Scaccia but we are working with Verve credit union and I believe they are regional not just local to us down here.There are several key BP players up in Milwaukee I'd link up with them and see who they work with.