I currently have about 65k in my savings.

Sounds like your doing the work of a mortgage broker so you'll save on the fee... good call!

John Woodrich these are the properties I ultimately want to get into.

So glad the government is using tax money to save homeowners from the scourge of a bad paint job.

We do this by multiplying our CPA of $50 by 10% which is based on facebooks data on how real estate ads convert. when you do the math you should get the number 5. this is your CPC.So by doing this, you will be able to know what KPIs you should be hitting which will save you a ton of time optimizing in the future.I originally got this information from Jordan Schumacher if you want a more visual approachRemember to also take into account how many leads it takes for you to get a deal.

To grow you will either have to rely on savings or take on some debt.

Sometimes they hire someone, sometimes they do it themselves and we usually have to send them a "friendly reminder" once or twice a season, but it can save thousands.

If you are unable to secure a better price you may want to look at higher deductibles to see if the savings is worthwhile. 

Depend on your loan scenario if there is saving in long term by paying single premium you should pick that option.

It should save you many hours of research and hopefully clarify a lot of concepts (or at least I hope it does :>) as to why you want it and when and how.Let me know if you are interested, and I can send them to you - just send a colleague request (to exchange files need to be colleagues) or your email.