I called the water department and the last water bill was normal but prior to that was unusually high for at least 6 months.

I also see many agents raising their hand to help and I question whether they have much experience or knowledge outside of traditional residential transactions.  

Normal helocs aren't meant to be transactional so there are some differences there, and term etc.

If you are then you can ask them if they would be willing to also take a look at the leases and other paper works as part of the transaction if they say no, call attorneys until one says yes.

Learning a new market isn't as easy as finding a deal - you need to have a team, understand demographics and have a network in place to support your transactions (pre and post close). 

It will become easier after you get a few transactions with them and they become more confident in your ability to repay.

Everyone is a buyer these days and finding them is the easiest part of the transaction.

The surveys have to be presented first at the required Neighbohood meeting on the Rezoning, then to the Planning & Zoning Departments, and finally to the County Commissioners, who have the final decision on whether to allow the rezoning from duplex to fourplex on the pre-existing fourplex's. 

@Jonathan ShnoravorianI use a combination of the following for initial review of an area:City dataWorld population reviewNiche Crime heat maps available on Realtor.comLocal area police departments.

I have done my research but it seems that everybody forgets to explain how the realtor gets paid in this transaction.