Then, I would create a state-specific lease with addendums that cover major issues such as maintenance, pest control, pets, rent payments and so on.

Hello folks,I'm looking for a reliable handy man or HVAC tech to troubleshoot a drainage issue that is coming from HVAC condensation. 

If you foreclose on your mortgage  you cannot correct any title issues that precede the recording of your mortgage.

We called them, they said they were out of town on some sort of family issue, and would send in rent. 

REI was one of them but due to financial issues I had to postpone my dreams of investing in real estate, fast foward to now Im a local CDL truck driver and in a position where I can start planning again for the future to finally become a RE Investor.

I was trying to consider some factors that may come into play - from what I understand you can put as little as ~3.5% down under an FHA loan - will it be more beneficial for me to put "more skin in the game" with the largest possible down payment I can make (say, closer to 10-15%)?

This is definitely more of an estate planning issue than REI.You'll want to discuss with an attorney of your choice.

I only wanted to know a good time to be there, so I don't keep having this issue everytime I go there.

I did something like that just once when one of my tenants had a bank issue. 

Issues that I cleaned up myself long after he was gone.