Regarding utility agreements, the approach varies depending on the provider, some accepting the LLC's name while others may require individual names.

You won't find a single wholesale guru that will tell you the act of marketing a contract in a property you have no interest in requires a real estate license.  

I told her what she's looking for is a lease situation and that would require her to submit an application and undergo a background check. 

While this could be lucrative, it also requires more active management.

Now, if it turns out you're in an area that requires it, or you just decide it would be better to do it, get your RE license. 

That will also allow you to understand what the lender may require you to do prior to refinancing if you choose to purchase the park for cash and refinance once it' stabilized.

Yes you would require a higher rate, a bigger deposit, a personal guarantee from lessee etc to minimize your risk and compensate you for the higher wear and tear.

When I purchased a property last June they didn't require any additional information.   

It requires lots of training, more than just a course, as well as a real marketing presence, and a lot of initiative and persistence. 

Florida law requires retaining at least 20% equity and limits equity cash out to once per year.Risks and Costs: Rental property HELOCs are seen as higher risk, leading to stricter approval requirements, higher fees, and interest rates compared to primary residences.Funds Usage: HELOC funds can be used for property improvements, capital repairs, or as a down payment for additional properties.Alternatives: If a HELOC isn't suitable, consider other options like a HELOC on a primary home, a home equity loan, a cash-out refinance, or a personal loan.