After more research & further consultation with my accountant, the explanation which Brandon Hall outlined pretty much summarized it. 

So you will need to set an interest rate closer to market and create appropriate documentation outlining the legalities of the loan.

more importantly you yourself have outlined the tightening of underwriting and yet somehow people are going to magically lose money? 

Brian did a great job outlining potential risk.

@J Scott Is this last paragraph outlined more in this book u spoke of?

As I said, there is no difference between what I've outlined and a swapping of checks. 

The wording will outline what perils are covered and what are not. 

Megan - thanks ... you might want to get several agents working in tandem for you as the areas you outlined are varied / widespread .... maybe a " team " of agents will be best approach If using a loan to purchase - get pre approved ( if you haven't already done so ).... thanks 

Please link articles that could help me outline the positive talking points around this option.

I've also begun working on plans to help outline the workload/role requirements so a new person working with me can be easily onboarded.