Based on what you wrote, and the predicament you're in, I would recommend two things. 

I’d preferably look for a 4plex living in one unit and renting out the other bedrooms in the unit I reside in.

The former are more risky in my book, because they could pass a law at any given time prohibiting it and whether your Airbnb is grandfathered in is more of a question.

My carpet guy can always squeeze my property in.

I’m a wholesaler and the market I’m in is really hot!

I am relatively new in my real estate investing journey but I am ready to dive in.

This is an area that I’m relatively weak in.

The refi will essentially be a wash for what it's actually costing me and I'll be saving $200/mo from where I am currently with my 4.125.I was originally going to pay the points and roll the refi cost into the loan, but something I didn't consider is that by rolling those in I am increasing not only the monthly payment, but the points paid because the loan is larger.

Lets dive in. 

One of the factors I look for when deciding on markets to invest in is a local economy not reliant on a single employer.