With all else equal (rental income, expenses, etc.) the alternative approach would lead to a more favorable cape rate, cash-on-cash return, ROI, and much more.

Let's dive in.If your margins are favorable at or near a wholesalers asking price of let’s say 100K, and you offer the asking price.

This property was a hoarder house in really bad condition and would not be favorable on an appraisal.

Landlords think they are doing tenants a favor by never raising rents.

So if we are all done with our business plan in two years, the economy is still good, debt terms are favorable then we refi.

Hope it's resolved in your favor.

They would 1) have to have the resources 2) have to be a good enough friend that they are doing it as a favor as there is no doubt someone with that type of resources can achieve much better return than they can legally obtain doing PML with the CA Usury laws.You seem confident, but you cannot convince the wife.

I still have a favorable view of the city overall but realize it could be (or was) a tipping point.

This will be our first home and want to know which loans are better in our favor for overall costs.

The folks I've talked to tend to favor 20-year loans.Commercial loans generally have higher interest rates than conventional loans of the same duration.Commercial loans don't end up on your personal credit history.Commercial loans are based on the property rather than the borrower, so the application process is simpler.I'm curious what others think about this?