I have a hard time valuing things based on the, "Principle of substitution" that NAR has promulgated to optimize their agency model commissions.

Our arrangement changed to me getting a commission for each deal done.In the mean time, she opened her library to me and I started soaking in all the timeless principles of buying right.

Essentially, current scoring models treat multiple inquiries in a short time as one inquiry.

A third party buyer can get an owners policy, which makes more sense, because they are more likely to be candidates for a HUD insured loan.That being said, there's always a lot to learn and title research is, in my opinion, an essential skill for the investor.

What I want to know is during the loan process when a borrower is provided, in writing, with the amount of taxes, insurance, principle and interest they will pay each month-- who figures that out and who is responsible for accurate reporting of those amounts?

That's just the current lending environment, and maybe it will change ... but that could be for better or worse.So when you make that extra principle payment on a loan, and then you wish you had those extra funds as cash-in-hand, don't be suprised that there might be lender qualifying that prevents you from getting at that extra money that is now equity in a property.There was another thread that discussed paying off existing properties or buying more, and where I agreed with another poster who said to do both. http://www.biggerpockets.com/forums/12/topics/34337-pay-off-properties-vs-purchase-more-propertiesI still think you should do both - you just have to plan how much and how fast to pay off when you are in a buyer's market.

Facebook’s newest reach for another stream of revenue, cleverly named “Facebook at Work,” is a business version of its social media site that is essentially a workforce communication tool.

It's a little different with shared housing but the principles are the same...respect goes a long way with most renters....not all.  

He takes all that I have learned from the BP community and the countless books I've read and helps apply those principles seamlessly to my business. 

After that you can refinance when you hit the 80/85% LTV via appreciation and/or principle recapture.