@Jean Pierre,As an Investor-Agent myself, I have had several conversations of this topic with my clients and customers.

I also have a house in Conroe, Texas it generates decent cash flow every month but appreciation is fair at best because of where it is, I had 3 applicants last time I placed it for rent and I have my reserves of raising rents in fear of tenants not being able to pay a higher amount.

Nicer homes definitely rent faster and generate more demand.

A portfolio loan is when the bank lends their own money and uses their own custom loan product to do so.

Whatever you want to do post your number, first, lets have a look and don't forget that a huge chunk of your mortgage payment is applied to the principal and this makes a huge difference when crunching your numbers.But...I still try to stay away from single-family homes when the home will not appreciate in value, substantially, but as a previous BP member posted, you still may be better off buying than renting if that is your only choice and cannot buy an investment property that generates a profit almost exponentially compared to a single family home for your personal residence.

The main scheme they promote is co-living, as a passive income cash flow generator.

@Ray Picazo,as an Investor-Agent myself, I have had several conversations of this topic with my clients and customers.

I had, to date, not invested personally in something that large; however, I knew that this property was going to generate passive income from day one, and that our equity stance would have a lot of room to grow as the area, inevitably, improves.

You can add value if you make the shower bigger and custom and then tile it.

@Joe Villeneuve I dont know, I will think about it - but how often do you here any other business snidely stating "my customer pays my mortgage?"