Don't require it but clearly state in lease that you are not liable for renters possessions and recommend renter insurance.

You may end up having to evict him to regain possession of the property.

Landlord may recover possession of the premises by summary proceedings when Tenant holds over the premises for 24 hours after service of a written demand for possession for termination of this Lease under this provision.

Next, be sure you get a copy of the tenant's check-in sheet that she should have filled out when she took possession.  

Tenants assume that the landlord is a greedy *** and will try anything to get possession. 

Ask the judge for the amount due and possession of the property and do not address any of his concerns unless you are directly asked by the judge. 

What professional tenants are after is possession of your property and they are prepared to pay to get it.

If not, try to get him to text that he's relinquished possession and is abandoning whatever's left in the unit.Text: Joe, I need you to agree that you have completely moved out, even though you haven't given me the key and are abandoning everything left in the rental.  

Matthew is dead on as to financial or economic gains, however such is not required in adverse possession or easement by prescription, someone could enter a property to go to the top of a hill just to see the sunset. 

I do require it as part of Pet Addendum, $300,000 liability if pet, and it says specifically possession will not be granted until proof of policy with Landlord as additional insured is provided.