Besides the the ones who own the factories or natural resources, many who have made fortunes have been the people who "sold shovels to gold miners".

That is the nature of business.

Am I doing something wrong with my valuation below or is that just the nature of the condo game?

Again, type of loan and nature of the deficiency plays on what might be allowed. :)   

Although I naturally made a number of mistakes throughout the process, I believe that it was ultimately a success.

As an agent I can easily call a listing agent and get a combo to a lockbox for houses that don't have Supras.3) It makes it naturally easier to network with other real estate agents when you are one yourself.4) My experience with real estate forms and as an agent has helped me interact and negotiate better with other agents.5) When margins are slim, you have the option to list the property yourself.

But a HELOC, by its very nature is not meant to be used for a one-time event anyway.

For the month before, month after and holidays, vacationers can be more selective and would naturally go for those homes that have the nicer amenities/finishes. 

It's true--Pitt bull dogs are very different from other breeds -they are by nature alot sweeter and more gentle... unless trained otherwise .I  know, i have 2.

We pay for electric (dryer & lights & baseboard heater) and water (washer & sink) and natural gas (hot water heater).