Achieve FIRE! 

Use them responsibly, meaning have a balance on the credit card of approximately 28% of the credit limit. 

@Mark MahoneyOur system is called income tax, not bank balance tax. 

Back out the pre-paids, taxes, title insurance, and property insurance they have accounted for and the balance will be the junk fees.

I guess I'm looking at it like buying a new car, there is a point where the loan balance and the value intersect and that is the prime to to sell or do you hold the car until it dies... 

Can anyone tell me whether it would be worth the time commitment to you, if it was mostly just to achieve your personal goals (achieving an overall understanding of how to create and run a business/basic accounting, finance, systems/operations), as opposed to climbing the corporate ladder? 

I’ve got my list together and I’m going to start contacting them one by one to identify the strengths and weakness of each lender, while identifying other opportunities that each has to offer me to achieve my goals.Hope this clarifies my situation for you.

If the unpaid balance on the Contract Price at the time of the termination exceeds the expense of finishing the Work, Owner shall pay such excess to Contractor."1.

You want to make sure you at least have a balance and it appeals to a broader population. 

Establish your goals that will help you achieve our WHY (think in terms of financial goals and time goals... time is your most precious non-renewable resources)3.