You'll find it's faster and easier to rent and you have a better pick of tenants who apply.Obviously that only goes so far, you don't want to "over improve" and spend money on things that you like but tenants won't appreciate or that aren't appropriate for the area.But I do like the idea of spending a little money to be better than the competition in ways that matter to your customers (tenants) so you stand out from the crowd and are in a better negotiating position with those customers.

If you have been a good customer and responsible most will work with you. 

https://www.reuters.com/article/us-jp-morgan-mortgages-credit-exclusive-idUSKCN21T0VU The article also notes "The new credit standards do not apply to JPMorgan’s roughly four million existing mortgage customers, or too low and moderate-income borrowers who qualify for its “Dreamaker” product, which requires a minimum of 3% down payment and 620 credit score".

@Lance LvovskyRE pro under 469 won't matter as most STRs fall under the 7 day or less average period of customer use.280A is the biggest issue here.

NEFAR continues to urge members to follow these best business practices, for the health and safety of their customers, themselves, and our community at large.” 

Thats pure nonsense plain and simple.Show me one other business type where the govt is forcing them to provide their goods/service to the customer for free....

I looked into building my own custom system from the ground up.

Whatever you set that at you can charge the customer per your agency agreement.

He truly thinks it is temporary and Chase alludes to the safe narrative in some of their PR statements:"Amy Bonitatibus, chief marketing officer for JPMorgan’s home lending service, called it a “temporary” change that would allow the bank to focus on existing customers." https://therealdeal.com/2020/04/13/700-credit-score-and-20-down-jpmorgan-ups-home-loan-standards/I buy some of that.  

They all have tech reps for customers.