I have immersed myself heavily in studying real estate investing and understanding how to properly evaluate deals.

Am I understanding correctly that we’ll owe ordinary income tax, but since we’re living in the property, we -won’t- owe self-employment taxes?

I just want to understand realistic comparison of reg sale vs reasonable and maybe more attractive seller financing structuring taking into account future short/intermediate term interest rate trends and Time value of money (that I am a fan of learning more).As a side note, being a health care professional I am amazed and always puzzled by financing and real estate.

Understand your numbers well.

I understand what you're saying!

From what I understand, it is a difficult process.

I understand we live in a sellers market so it will be tough to find these people.

@Michael Lee my understanding is that this guy is way past house hacking, he wants to know if it is better to take advantage of favorable terms now or wait to purchase a home. 

My understanding is that if someone is going to manage properties for someone else in Rhode Island (i.e., where they are not the owner or one of the owners), then they must do so under a licensed real estate broker.

I also understand that the business structures of all of this are complicated, and we are going to consult a lawyer— I just want to understand it better myself when I talk with them.