Payment default, is one of those standard conditions although there are others.The establishment of seniority, usually through time (date of recording) has priority over interests that are granted or taken, later in time.

For a variety of reasons, not the least of which is access to financing, I have decided to move the property back into my personal name (well, my wife and I).My plan is to have the title switched to my personal name when we record the mortgage with my financing company.

Record the call if you can (your voice only).

The more proven track record you have, the easier it gets to borrow money.

Phone conversations with servicers are recorded by the servicer.

Interestingly, you are NOT allowed to ask for documentation or medical records when the disability is readily apparent; in other words, you can't try to document how extensive a visible disability is.

It's amazing how much the banks are willing to work with you when you establish a track record).

Not to say you can't find the ownership information in your local county recorder's office... so when contacting the bank like @Mary B. said, make sure you tell the bank you saw the ownership information in the county records.

Befriend someone that works at the county office where the probate records are held in addition to checking online...

Once you establish a track record, things will come your way.