The income is Social Security, VA benefit (military spouse of a veteran who passed away) and a civil service check.

About $15k in debt service leaves me with $30k annual income, not great, but its enough to live off.

I'm not from Michigan or Maryland, but Bird-dogging doesn't involve those things that are required by law to be licensed.Most states use terms like "Provide Real Estate Services."

I imagine there is alot of garbage on the web. but locally.Thank youAndrew

If you have a mortgage, call your loan servicer and see if they can help and set up an escrow account.

I want to use Buildium as an accounts receivable ledger and payment collection service, which it is set up great for except for this flaw.

Well I could have gotten my own policy but then there is double the money and debt service involved which reduces margins.I was added as an additional insured because the insurance company employee said it would not cause any issues and then the insurance owner 4 weeks after closing gets all up in arms.The existing policy is much cheaper than the rates I found.The building is 30 years old and once it hits 30 other carriers told me unless it has new electrical,plumbing,roof,etc. they can't insurance it for the best rate anymore.Her in place policy was originally written 10 years ago when the building was only 20 years old.Kind of like an existing lender will do much more for you than a new lender where it has to meet their parameters.I asked about getting a policy for myself and adding her but the underlying mortgage would want her as primary so that wouldn't do anything.I am thinking I can make her part of the corp I have set up for that property with a non-controlling interest.The underlying lender could be told it was for estate planning and asset protection if any questions arose.The insurance company guy says that mortgage companies sometimes do periodic checks on title transfers to check for wrap deals but I think that is being a little paranoid.

I'd say get them on by Christmas, because many people will have time off to do some home shopping, at least on the web.

More like if the lending company would pay me a referral fee if they provided services to someone I referred to them.

I'm looking to keep my debt servicing (Principle + Interest) at less than 3:1 to the income.