It was your off the wall comments hinting at what you wanted to talk about rather than just addressing the question, ;)I think Rick gave some good insight with probate.The SAFE Act, somthing that Rick has stated he's not concerned with, will usually not be a concern for the buyer, but is as a seller or assigning, buying or selling notes.I assure you, I've done more seller financing deals and bought, sold and serviced more than any big hat with no cattle and I too suggest you watch who you listen to.

from the country of useless phone customer service representatives.

A processor is not an underwriter and does not approve or deny your loan.Usually, this is where all the third party services are ordered such as appraisal and title commitments and closing protection letters.

You could try to take advantage of a VA loan since your husband was in the service- i know they allow for a 0% DP and you can propabally most of/if not all of the closing costs paid for- you may be able to get away with next to no money at the table!

Banks generally prefer to sell notes to other banks and servicing companies who specialize in delinquent debt.

But when you consider the greater length of service, ease and cost of maintenance, and safety, its a great product for a long term hold, mid to high end property.

If you pay the contractor for this service, you can tell him you need the costs itemized by scope.

Our economy has shifted more and more toward service jobs.

In my are there are tenant placement people who are not full service property managers.

More than likely, the asset managers at the largest banks in the country were B-School classmates with these guys and therefore have the inside track on all inventory coming online.The small, local investor will gain an advantage by focusing on customer service with homeowners, identifying a need and providing a solution.