And not a bad deal on the surface.

Happy to give more background, but suffice it to say we got off to a bad start and it's been downhill ever since.   

Even the battery operated thermostats I have generate calls when the batteries go bad.

In reality, you really need to put yourself in your fellow man, or woman's shoes, and treat them like you would want to be treated.Here is how I  would approach this.Hi I am monkey.

Ive challenged them on this since there was not vote by the homeowners, that im aware of, and they essentially quoted as 2008 law  that says the the board can: (18) Exercise any other powers necessary and proper for the governance and operation of the association.The reason they have implemented is that there was a bad landlord that allowed a tenant to rent that eventually got busted for drugs.   

I find it hard to imagine the real estate market will get hit as bad as it did before. 

Claim denied, no insurable interest of the policyholder (the LLC owns it, not John Doe)Truly mind boggling the bad law and insurance advice given on this forum.There is no free lunch.

@Russ Draper, I really don't believe that things are even remotely close to being as bad as they were in 2008.

An LLC is established by state statute, for federal taxes you'll be treated as a disregarded entity (if you're the sole member) or if you have multiple members you'd be treated as a partnership, or you can elect S or C corp treatment. 

@Alpesh Parmar@Chai XiongI am sorry you guys had a bad experience in Milwaukee!