So it’s off the table  Sounds like mixed reviews on 1st bank, so far they have been good.

I sold one that I had to come down on due to the appraisal and another that I probably left some $ on the table.  

All of us have started with no experience, and I don't care how long you have been in the business we all still have something to bring to the table that we all can benefit from.

Aprox. how much of my own money do i need to bring to the table?

Just need the financial backing to get loan approval Is there a company out there that would consider co-signing if they don’t have to bring any money to table?

While I value what a good real estate agent can bring to the table, I'd love to hear some other responses for 2 reasons.

Just makes me feel like I am leaving a lot of money on the table. 

I would just run the numbers and find out how much you'd need to bring to the table, that would probably make it an easier decision. if you'll need to bring 25k to the table and you know that, you'll know. 

Meaning they could refuse to sign at the signing table and only lose their Ernest money. 

So Brandon, it is not as easy as you make it out to be and unless you are getting absolutely screaming, killer deals, it doesn't work without bringing a good chunk of money to the table.