And a bunch of old people are about to die, those folks don't need retirement housing in Florida, representing a drop in demand.I've got no skin in the Florida game, but the ONLY thing I'd hypothetically personally be looking at in Florida is detached SFRs with no HOA. 

He has reserves, but my feeling is many STR operators won't and will need to get out before a significant turnaround is possible.agreed on the STR  those folks are going to blow through their reserves or need to put their props into LTR ASAP for a year or so then come back into the game..  

It's a long game and you'll do fine as long as you go into it with the understanding that there are ups and downs. 

And even in the good days, they wanted some skin in the game. 

Lots of folks in this game tend to have mortgages up to their eyeballs which can really put the squeeze on.

If you actually have a living arrangement and situation where you live separately I think it would be possible from a legal standpoint but getting an underwriter to sign off might be a totally different ball game.  

It’s a wait and see game.  

Welcome to the game!

I will add this caveat:  If it's a larger building with professional management, I wouldn't want a completely empty apartment building that I have to fill (or it would definitely affect the purchase price/game plan).

The virtual nature of transactions right now will change agents' role a bit but the fundamentals that have kept agents in the game this long will continue. they won't be going anywhere for a while.