It's an incredible location in Shandon, walking distance to Devine, cash flowing with good rents in place to start.

There is also some effect from long term and short term rental conversions.

I then refinanced to a 30-yr 3.125% loan which effectively lowered my DP by $450/month!

A heat pump isn’t normally cost effective in my area, and I wouldn’t think so for your winters.

I just want to know another way that would be smarter or more effective with starting out.

Another effective way is reaching out to local property managers and RE agents, they should be able to tell you what to expect for that specific location.

But as Rico mentioned, it's an incredibly useful way to do what you're looking for and get started in your first multi-family.

I was just thinking about this today as I was driving home: the federal government has implemented an evection freeze in effect until December 31, 2020 for all tenants claiming to be adversely affected by COVID-19.

Plumber seems to keep pushing the lining of the pipe as it's cost effective and last 50+ years, however, he has to dig a trench to do so.

This friend is incredibly intelligent with his money.