Create excess dollars by spending below your means. 

I think what scares many people is that once-upon-a-time our lives were made somewhat predicable, secure, and meaningful by the Industrial Age's voracious appetite for semi-skilled labor, but that age is passing away.   

Is it excessive fees, conservative investment choices, neither, both? 

But in reality, if you've kept it up, it is still worth at least $100,000 and probably a lot more.The kick in the teeth comes when you sell it and have to pay depreciation recapture or do a 1031 exchange, but that's out of the scope of this discussion.Bottom line: yes, you can use excess (unused) deprecation from Property A to offset the tax liability of profits from Property B, or a flip, or W2 income from another source. 

That is, what is my appetite for cash flow vs appreciation.

RESIDENCE/RENTAL HISTORY1.We will examine the most recent seven years of residence history.2.Home ownership will be verified through the tax assessors office and/or credit report.3.Rental history will be verified through the property owner and/or rental agent. 4.Rental history reflecting any unpaid past due rent, damages or fees will result in denial.5.Rental history showing excessive property damage, excessive noise, or unruly behavior will result in denial.6.Three or more notices for failure to pay rent and/or to comply with the terms of the rental agreement, within a 12 month period, will result in denial.7.A person with an eviction or unlawful detainer on their record may be approved if full restitution has been made.

I use National Real Estate Group Insurance for my 7 properties (6 in Atlanta, GA and 1 in Tampa, FL) and have had property insurance coverage against perils (like fire) and an umbrella policy (excess liability), basically coverage against loss when landlords get sued by tenants.  

@Dan Mackin I think what interests me about the properties with excess land (i.e.

I usually don't do this.All of this may seem excessive, but I'm curious to how owners/investors treat these maintenance items from a distance or close by.

You may wish to confirm that the new 401k provider will handle the ongoing compliance support such as any required 5500 filing (e.g. 5500-EZ for a one-participant plan with assets in excess of $250,000), any required tax reporting (e.g. 1099-r in the event of a distribution or in-plan Roth conversion), mandatory plan updates and amendments, etc.4.