If Tim loves real estate--and it sounds like he does--perhaps he should consider teaching it and become an exception to the rule.For example, Duncan Wierman is a refreshing exception to the rule.

For example, our loan is an ARM & our house was appraised at a higher value than similar homes in the neighborhood were selling for brand new at that time.

For example, rent on time or early for all periods (weekly or monthly) in the past 12 months; no disturbances; repairs for tenant caused damages paid by tenant; informing landlord of misbehavior by other tenants; and I'm sure you can come up with more.

For example, I pay someone to call the FSBO listings in the paper.

(example, real estate can be leveraged more, stocks have lower transaction costs) From the biggest to the smallest differences.

Those are just two examples, but they are huge aspects of what can cost a lot of money in a prospective house.

For example, bond market reporters mistakenly tie mortgage rates to the performance of the 10-year Treasury note on a routine basis.

For example I have this one client with very deep pockets but little investing knowledge.

For example, after looking at the details of the listing what dats do I collect first?

So, I go back to my original example, is E & O insurance, for example, more costly on a lower producing agent than a higher producing one?